Terms & Conditions of Service

Welcome to VMN NEWS ("Platform", "Service", "App", "Website", "we", "our", or "us"), a digital news, media, video streaming, and information platform operated by Vermaverse OPC Private Limited.

These Terms and Conditions ("Terms") govern your access to and use of the VMN NEWS mobile application, website, e-paper services, podcasts, video services, citizen journalism platform, and all related products and services.

By downloading, installing, accessing, registering, or using VMN NEWS, you agree to be legally bound by these Terms.

If you do not agree to these Terms, please discontinue use of the Services immediately.

You represent and warrant that:

• You are at least 18 years of age or have the consent of a parent or legal guardian.
• You have the legal capacity to enter into a binding agreement.
• You will use the Platform in compliance with applicable laws and regulations.

Certain features may require registration.

VMN NEWS shall not be liable for losses arising from unauthorized use of user accounts.

VMN NEWS may provide:

• News Articles
• Live News Streaming
• Video Content
• E-Paper Services
• Podcasts
• Breaking News Alerts
• Polls and Surveys
• Citizen Journalism Features
• Subscription Services
• Educational and Informational Content

Services may be modified, suspended, or discontinued at any time without prior notice.

Users shall not:

• Violate any law or regulation.
• Upload false, misleading, or defamatory content.
• Post abusive, hateful, threatening, or obscene material.
• Infringe intellectual property rights.
• Upload malware or malicious code.
• Attempt unauthorized access to systems.
• Impersonate another individual or entity.
• Interfere with platform operations.

Violation may result in suspension or termination of access.

Users may submit:

• News Reports
• Photos
• Videos
• Comments
• Reviews
• Feedback

By submitting content, you grant VMN NEWS a worldwide, perpetual, non-exclusive, royalty-free license to:

• Use
• Reproduce
• Edit
• Publish
• Translate
• Display
• Distribute
• Archive

such content across any media platform.

Users remain solely responsible for submitted content.

VMN NEWS reserves the right to reject, edit, remove, or moderate content without notice.

VMN NEWS maintains editorial independence.

Publication of user-generated content does not imply endorsement by VMN NEWS.

Editorial decisions shall remain solely within the discretion of VMN NEWS.

VMN NEWS endeavors to provide accurate and timely information.

However:

• News develops rapidly.
• Information may change.
• Errors may occasionally occur.

No warranty is provided regarding completeness, accuracy, reliability, or timeliness of information.

Users should independently verify critical information before relying upon it.

All content available on VMN NEWS, including:

• Logos
• Trademarks
• Articles
• Videos
• Graphics
• Designs
• Databases
• Source Code

is owned by or licensed to Vermaverse OPC Private Limited.

Unauthorized reproduction, copying, distribution, modification, or commercial use is strictly prohibited.

VMN NEWS respects intellectual property rights.

If you believe content infringes your copyright, please submit a written notice including:

• Description of copyrighted work
• Location of infringing material
• Ownership proof
• Contact details

Valid claims shall be investigated promptly.

Certain services may require payment.

Subscription plans may include:

• Ad-Free Experience
• Premium Articles
• Exclusive Videos
• E-Paper Access
• Research Reports

Subscription fees shall be displayed before purchase.

VMN NEWS may display:

• Advertisements
• Sponsored Content
• Promotional Campaigns

Sponsored content shall be identified where reasonably required.

VMN NEWS does not guarantee products or services advertised by third parties.

The Platform may contain links to external websites and services.

VMN NEWS:

• Does not control third-party websites.
• Is not responsible for third-party content.
• Makes no warranties regarding external services.

Users access third-party websites at their own risk.

Collection and processing of personal data are governed by the VMN NEWS Privacy Policy.

By using the Services, you agree to the Privacy Policy.

We do not guarantee:

• Continuous availability
• Error-free operation
• Uninterrupted service

Maintenance, upgrades, technical issues, or external events may affect service availability.

To the fullest extent permitted by law, Vermaverse OPC Private Limited and VMN NEWS shall not be liable for:

• Indirect damages
• Consequential damages
• Loss of profits
• Data loss
• Business interruption
• Reliance upon content

arising from use of the Services.

Users agree to indemnify and hold harmless VMN NEWS, Vermaverse OPC Private Limited, directors, officers, employees, and affiliates from claims arising from:

• Violation of these Terms
• User-generated content
• Misuse of the Platform
• Violation of applicable laws

VMN NEWS may suspend, restrict, or terminate access without prior notice if a user:

• Violates these Terms;
• Engages in unlawful activity;
• Harms platform operations;
• Threatens other users or the public interest.

VMN NEWS shall not be liable for delays or failures caused by events beyond reasonable control, including:

• Natural disasters
• Internet failures
• Government actions
• Cyber attacks
• Power outages
• Public emergencies

VMN NEWS reserves the right to:

• Add features
• Remove features
• Modify services
• Change pricing
• Update policies

at any time.

These Terms may be amended periodically.

Updated Terms shall be published on the Platform.

Continued use of the Services after modifications constitutes acceptance of the revised Terms.

These Terms shall be governed by and construed in accordance with the laws of India.

Any dispute arising from these Terms shall first be attempted to be resolved amicably.

If unresolved, disputes shall be subject to the exclusive jurisdiction of the competent courts at Jamshedpur, Jharkhand, India.

By accessing, installing, registering, or using VMN NEWS, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions.

These Terms and Conditions are publicly available at the "/terms" URL of the Platform.

To ensure transparency and user awareness, Vermaverse OPC Private Limited shall maintain a clearly visible link to these Terms and Conditions throughout the Platform, including but not limited to:

• Website footer
• Mobile application menu
• User account / profile section
• Settings page
• Registration and login pages
• Checkout and payment pages

Users are encouraged to review these Terms before accessing, registering for, purchasing from, or using any services offered through the Platform.

Certain purchases, subscriptions, memberships, digital products, courses, services, or other transactions made through the Platform may be processed by Paddle.com Market Limited and its affiliated entities ("Paddle"), acting as the Merchant of Record ("MoR") and authorized reseller for such transactions.

Where Paddle acts as the Merchant of Record:

• Paddle becomes the legal seller of record for the transaction.
• Paddle may process payments, issue invoices, collect applicable taxes, manage refunds, and perform fraud-prevention checks.
• Users may see Paddle's name on payment confirmations, invoices, billing statements, or receipts.
• Certain transaction-related information may be shared with Paddle as necessary to complete and administer purchases.

For transactions processed by Paddle as Merchant of Record:

• Refund requests may be handled directly by Paddle or jointly by Paddle and Vermaverse OPC Private Limited.
• Users must comply with Paddle's applicable payment, refund, and dispute-resolution procedures.
• Paddle may independently review and process chargebacks, payment disputes, fraud investigations, and refund claims.
• Any refund eligibility remains subject to the Platform's published Refund Policy and applicable consumer protection laws.

Where there is any conflict between payment-processing requirements imposed by Paddle and Platform-specific payment procedures, the requirements applicable to Paddle as Merchant of Record shall prevail solely with respect to payment administration, taxation, invoicing, refunds, and chargeback management.

The Platform may use third-party payment processors, banks, payment gateways, and Merchant of Record providers to facilitate transactions.

By completing a purchase, Users acknowledge and agree that payment processing may be conducted by such authorized third parties, including Paddle where applicable, subject to their respective legal obligations, payment terms, privacy practices, and compliance requirements.

Certain transactions on the Platform are sold and processed by Paddle.com Market Limited and/or its affiliates acting as Merchant of Record. Users acknowledge that Paddle may administer billing, taxation, invoicing, refunds, and payment dispute resolution in accordance with applicable laws and Paddle's policies.